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Meredosia-Chambersburg High School
Course Syllabus – Resource Management
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Course Information
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Teacher Information
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Credit Hour: .5
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Name: Mr. Shupe
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Marking Period: Second Semester
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Phone: 217.584.1291
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E-Mail: jshupe@mcsd11.net
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Course Description:
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This course allows the student to discover new ways to maximize their earning potential, develop strategies for managing risk, and gain insight into the different ways of investing money.
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Course Competencies/ Learning Objectives
Students who successfully complete Resource Management will be competent in:
- Applying the decision-making process to solve consumer problems.
- Explaining economic wants and needs that influence consumer decision making.
- Listing and describing factors that influence spending.
- Explaining how to plan for major purchases.
- Analyzing marketing strategies that influence spending.
- Explaining the underlying value of investing.
- Discussing the stages of investing.
- Explaining the concept of risk.
- Describe investment strategies.
- Listing and describing sources of investing information.
- Describing investing choices and rating them by risk.
- Describing the features of stock and types of stock.
- Explain how to value a stock and determining a fair price to pay for a stock purchase.
- Describe the channels involved in buying and selling stocks.
- Describe short-term and long-term strategies for buying and selling stocks.
- Explaining how to read the stock listings and stock indexes.
- Describing the characteristics and different types of corporate bonds.
- Explaining how to buy and sell bonds considering both risk and return.
- Explaining how to read the bond listings.
- Describing different types of government bonds.
- Discussing mutual funds as an investment strategy.
- Explaining how to buy and sell mutual funds.
- Describing retirement needs for most individuals and families.
- Discussing features and types of personal retirement plans.
- Discussing features and types of employer-sponsored retirement plans.
- Explaining benefits available through government-sponsored.
- Explaining the concept of risk and listing several types of risk.
- Explaining the concept of insurance and how risks are spread.
- Explaining the risk management process.
- Creating a risk management plan.
- Identifying ways to reduce the costs of insurance.
- Explaining the purpose and provisions of renters insurance.
- Describing the need for and coverage provided by homeowners insurance.
- Identifying common types of auto insurance coverage.
- Explaining the concept of umbrella liability insurance.
- Describing group and individual health insurance choices.
- Listing and explaining common types of health insurance coverage and plans.
- Discussing different types of disability insurance.
- Describing the characteristics of different life insurance plans.
- Describing the characteristics of long-term care insurance.
- Listing and describing several rental housing options.
- Discussing potential living arrangements.
- Explaining how to plan a successful move into a rental property.
- Listing the advantages and disadvantages of renting a place to live.
- Describing the elements of the rental application, rental inventory, and lease forms.
- Discussing landlord and tenant responsibilities.
- Discussing the advantages of home ownership.
- Describing the costs and responsibilities of buying and owning a home.
- Describing the steps in finding a home to buy and making an offer for it.
- Explaining how to qualify for a real estate loan.
- Explaining how to take title to property.
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Student Evaluation
The grading system for Resource Management is based on total points. The assessments will be participation, classwork, homework, projects, and tests.
Attendance Policy
The attendance policy stated in the school’s handbook will be followed.
Classroom Expectations
- Arrive to class on time
- Be prepared
- Respect your classmates and teacher
- Give your all, all the time
- Be responsible for your actions
- No eating, drinking, cell phones, or iPods permitted in the classroom
Classroom Level Consequences
Students not following classroom/district rules may receive the following consequences from Mr. Shupe):
- Verbal Warning
- Change of seat assignment
- Before or After School Detention
Class Requirements
If you are absent, it is YOUR responsibility to make up the assignments and/or tests when you return. You may check the parental portal to check your grades and missing assignments.
Plagiarism, Cheating, and Academic Integrity
Plagiarism is the practice of copying words, sentences, images, or ideas for use in written or oral assessments without giving proper credit to the source. Cheating is defined as the giving or receiving of illegal help on anything that has been determined by the teacher to be an individual effort. Both are considered serious offenses and will significantly affect your course grade.
Methodology
A combination of class discussion, teacher guided activities, independent activities, and tests will be used in this course. Grades will be determined by the satisfactory and timely completion of assignments. The grade of each assignment is based on the prerequisite given for each assignment. Below is an overview of topic/ units for this course. Please note these topics are subject to change.
Topics
- Making better decisions
- Spending habits
- Basic concepts of investing
- Making investment choices
- Evaluating stocks
- Buying and selling stocks
- Evaluating bonds
- Buying and selling bonds
- Investing in mutual funds
- Planning for retirement
- Saving for retirement
- Understanding risk
- Managing risk
- Property insurance
- Auto and umbrella insurance
- Health insurance
- Disability, Long-term care, and life insurance
- The home-buying process
- Buying a vehicle
- Maintaining a vehicle
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