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Meredosia-Chambersburg High School
Course Syllabus – Resource Management
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Course Information
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Teacher Information
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Credit Hour: .5
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Name: Mr. Shupe
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Marking Period: First Semester
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Phone: 217.584.1291
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E-Mail: jshupe@mcsd11.net
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Course Description:
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This course allows the student to discover new ways to maximize their earning potential, develop strategies for managing resources, explore skills for the wise use of credit, and gain insight into the different ways of becoming a successful consumer.
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Course Competencies/ Learning Objectives
Students who successfully complete Resource Management will be competent in:
- Recognizing deceptive practices used to defraud consumers.
- Discussing how to be a responsible consumer and protect yourself from fraudsters.
- Describing the rights set forth in laws passed to protect consumers.
- Listing protections provided by major federal consumer protection laws.
- Listing and describing government and private sources of consumer assistance.
- Explaining how to contact public officials to express opinions and file complaints.
- Computing gross pay and net pay.
- Listing and describing employment benefits and incentives.
- Explaining the benefit of work models that differ from regular workweeks.
- Describing the role of unions and professional organizations in the workplace.
- Listing the types of taxes and explaining the purpose of each.
- Describing the U.S. tax system and explain how it works.
- Listing and defining basic tax terminology.
- Preparing tax for 1040.
- Explaining the purpose of financial planning and preparing a personal budget.
- Explaining the need for and create a net worth statement and a personal property inventory.
- Listing the elements of a legally binding agreement.
- Explaining how to design an effective filling system for your personal records.
- Describing the purpose of a checking account and the forms associate with it.
- Explaining how to use a checking account.
- Discussing the types of checking accounts.
- Describing banking services available at most financial institutions.
- Listing and explaining fees charged by banks for their services.
- Discussing why it is important to save money for the future.
- Explaining how money grows through compounding.
- Listing the various places where you can save money.
- Listing the features and explaining the purposes of different savings options.
- Discussing factors that influence selection of a savings plan.
- Describing ways to save regularly.
- Explaining the advantages and disadvantages of using credit.
- Listing and describing the types of credit available to consumers.
- Describing and comparing sources of credit.
- Discussing the purpose of credit records and credit reports.
- Describing the concept of creditworthiness.
- Explaining how to get started using credit.
- Discussing how credit scores and credit ratings are used to evaluate credit.
- Discussing major credit laws and their impact on consumers.
- Describing the responsibilities of consumer credit.
- Discussing how to protect consumer credit accounts from fraud.
- Explaining how a consumer can reduce or avoid credit costs.
- Explaining why credit costs vary.
- Computing and explaining simple interest and APR.
- Comparing methods of computing the finance charge on revolving credit.
- Discussing good credit management rules and warning signs that you are overextended.
- Listing different debt relief options for consumers.
- Explaining how to identify and avoid credit scams.
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Student Evaluation
The grading system for Resource Management is based on total points. The assessments will be participation, classwork, homework, projects, and tests.
Attendance Policy
The attendance policy stated in the school’s handbook will be followed.
Classroom Expectations
- Arrive to class on time
- Be prepared
- Respect your classmates and teacher
- Give your all, all the time
- Be responsible for your actions
- No eating, drinking, cell phones, or iPods permitted in the classroom
Classroom Level Consequences
Students not following classroom/district rules may receive the following consequences from Mr. Shupe):
- Verbal Warning
- Change of seat assignment
- Before or After School Detention
Class Requirements
If you are absent, it is YOUR responsibility to make up the assignments and/or tests when you return. You may check the parental portal to check your grades and missing assignments.
Plagiarism, Cheating, and Academic Integrity
Plagiarism is the practice of copying words, sentences, images, or ideas for use in written or oral assessments without giving proper credit to the source. Cheating is defined as the giving or receiving of illegal help on anything that has been determined by the teacher to be an individual effort. Both are considered serious offenses and will significantly affect your course grade.
Methodology
A combination of class discussion, teacher guided activities, independent activities, and tests will be used in this course. Grades will be determined by the satisfactory and timely completion of assignments. The grade of each assignment is based on the prerequisite given for each assignment. Below is an overview of topic/ units for this course. Please note these topics are subject to change.
Topics
- Consumer responsibilities
- Consumer rights and laws
- Consumer agencies
- Gross pay, net pay, and benefits
- Thriving at work
- U.S. income tax system
- Filling a tax return
- Budgeting and planning
- Agreements and record keeping
- Checking accounts
- Banking services and fees
- Growing money
- Saving options
- The what and why of credit
- Types and sources of credit
- Establishing credit
- Evaluating credit and credit laws
- Using credit wisely
- Computing the costs of credit
- Solving credit problems
- Bankruptcy
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